# RM Nisperos

> RM Nisperos is a business strategy consultant in the Philippines, a professor of entrepreneurship and e-commerce at the University of the Philippines Open University, and the sitting Chief Compliance Officer of AMWSLAI, a 25-billion-peso mutual savings institution. He has taught more than 1,000 student-entrepreneurs and works with leadership teams on strategy, marketing, and execution.

## Services

- [Consulting](https://rmnisperos.com/consulting/): Strategy and marketing consulting for leadership teams — direction, execution, and the marketing function. Most engagements start with a short diagnostic.
- [Training](https://rmnisperos.com/training/): Workshop design and delivery, blended learning programs, and full LMS course builds, grounded in university teaching practice.
- [About](https://rmnisperos.com/about/): Background, books and research, credentials, and recognition.

## Topic Pillars

- [MBA for MSMEs](https://rmnisperos.com/mba-for-msmes/): Business strategy for Philippine owner-operators — MBA frameworks applied to micro, small, and medium enterprises.
- [Mutual Wealth](https://rmnisperos.com/mutual-wealth/): Strategy for cooperatives and non-stock savings and loan associations (NSSLAs) in the Philippines, written from inside the sector.
- [Governance](https://rmnisperos.com/governance/): Public administration research translated into plain-language briefs for practitioners.
- [Teaching & Learning](https://rmnisperos.com/teaching-learning/): How to study, get into, and get through graduate business education in the Philippines.
- [Publications](https://rmnisperos.com/publications/): Everything RM Nisperos publishes, in one place — sourced and dated.

## Key Articles

- [What Is a Non-Stock Savings and Loan Association (NSSLA)?](https://rmnisperos.com/what-is-a-non-stock-savings-and-loan-association/): Plain-language explainer of the Philippine NSSLA sector — how these member-owned institutions work, who they serve, and how they are regulated.
- [Ease of Doing Business: Reform on Paper, Not at the Window](https://rmnisperos.com/ease-of-doing-business-reform-on-paper-not-at-the-window/): B-READY, the CMCI, and the distance between a reform and a receipt in the Philippines.
- [Product Market Fit: Validate Before You Market](https://rmnisperos.com/product-market-fit-before-marketing/): Why validation comes before marketing spend, told through a reader's plan and the author's own early mistakes.
- [Be a Detective, Not a Fortune Teller: A Mini-MBA Lens on Marketing for Small Businesses](https://rmnisperos.com/be-a-detective-not-a-fortune-teller-a-mini-mba-lens-on-marketing-for-small-businesses/): Evidence-first marketing for small businesses, instead of prediction-heavy business plans.
- [Lean Startup Principles for SMEs](https://rmnisperos.com/new-business-lean-startup/): Testing the market cheaply and learning fast, applied to Philippine small businesses.
- [Strategic Planning: 7 Best Tools and Frameworks](https://rmnisperos.com/strategic-planning/): Reference guide to the core strategic planning frameworks and when to use each.
- [Marketing Management: The Definitive Marketing Strategy Guide](https://rmnisperos.com/marketing/): Long-form reference on marketing strategy, research, and planning.

## UP MBA Guides

- [Philippines' Top 5 MBA Programs for Surefire Promotion](https://rmnisperos.com/mba/): Comparison of the top Philippine MBA programs and how to choose among them.
- [UP MBA Application: Best Advice for Aspirants](https://rmnisperos.com/up-mba-application/): First-hand guide to the UP MBA application process.
- [UP MBA Proficiency Exam Reviewer](https://rmnisperos.com/up-mba-proficiency-exam-reviewer/): Reviewer and preparation guide for the UP MBA proficiency exam.
- [UP MBA GPAT: 8 Best Steps to Ace It](https://rmnisperos.com/up-mba-gpat/): Preparation steps for the UP Graduate Program Admission Test.
- [How Much is the UP MBA Tuition Fee?](https://rmnisperos.com/how-much-is-the-up-mba-tuition-fee/): Tuition costs and fees for the UP MBA program.
- [Should I Pursue MBA? The Puzzling Question You Wanted Answers](https://rmnisperos.com/should-i-pursue-mba/): Honest framework for deciding whether an MBA is worth it for your situation.

## Policies

- [Disclosure Policy](https://rmnisperos.com/disclosure-policy/): No advertising, no paid placements.
- [Privacy Policy](https://rmnisperos.com/privacy-policy/): How visitor information is collected and handled.